🔒 Blocked Account Germany For New Caledonian Students 🇳🇨

Blocked Account Germany for New Caledonian Students (2026/27)

Your quick guide to securing a blocked account for your German student visa.

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Compare all German Blocked Accounts 2026/27

At least 8 companies currently offer blocked accounts. You can find them all listed in our database.

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What is a Blocked Account (Sperrkonto) for New Caledonian Students?

A blocked account is a special bank account required by German immigration authorities for visa applicants from New Caledonia. It proves you have sufficient funds to support yourself during your stay in Germany.

Further info: read our article German Blocked Account Amount

Calculate your amount

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Transfers the required amount to the blocked account. The amount depends on the planned duration of the stay.

Blocked Amount

€ 11,904

(e.g. for 12 months)

Monthly Payouts

max. € 992

This document is needed for the visa application and will be issued automatically by the blocked account provider.

German Blocked Account
Amount for New Caledonians in 2026/27

The German blocked account amount for 2026 is € 992 per month and € 11,904 per year (approx. XPF 118,377.09 and XPF 1,420,525.08) for the citizens of New Caledonia.

The amount will continue to be 992 euros in 2027 (XPF 118,377.09).

The amount is bound to the German Federal Training Assistance Act (BAföG) and is usually updated every 1-2 years.

Further info: read our article German Blocked Account Amount

€ 992/ per month

Approx. XPF 118,377.09

Blocked Account Amount for 2026

€ 992/ per month

Approx. XPF 118,377.09

Blocked Account Amount for 2027

Valid from January 1, 2027

Further info: read our article German Blocked Account Amount

= € 11,904 (XPF 1,420,525.06)

Required Blocked Amount

The amounts on the right vary depending on the provider. The values are shown for the most popular provider.

Blocked Account buffer

none

Initial set-up fee

+ € 159

+ XPF 18,973.75

Monthly fee

+ € 9.90

+ XPF 1,181.38

= € 12,072.90 (XPF 1,440,680.19)

Your Total Blocked Account

Blocked Account Finder: Compare all providers for New Caledonian Students

Show Visa-ready Package

I'm 30 years or older

Show only direct providers with a German partner bank

exclude escrow accounts

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Providers with direct partner bank

German Bank

available worldwide

Highest Security Level

€ 277.80

Total amount for 12 months (no buffer required)

Open your blocked account

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4.9

1100+ Google reviews

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#1 in Germany

Visa-ready Package

(Fintiba Plus)

Health Insurance (Statutory)

Barmer: €146.29-€151.42 per month

#1 Best Service for Students (Focus Money Magazine 16/2024)

Health Insurance (Private)

Mawista: From €25 per month

Free Travel Health Insurance (worth €95.00)

Italian Bank

available worldwide

€ 249

Total amount for 12 months (incl. mandatory buffer)

Open your blocked account

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4.2

1150+ Google reviews

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#2 in Germany

Visa-ready Package

(Expatrio Value Package)

Health Insurance (Statutory)

TK: €141.16-€146.29 per month

Health Insurance (Private)

DR-Walter, Ottonova: from €33/€129 per month

Free Travel Health Insurance (worth €95.00)

Vietnamese Bank

available worldwide

€ 208.80

Total amount for 12 months (incl. recommended buffer)

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Visa-ready Package

(CareConcept Krankenversicherung)

Health Insurance (Statutory)

DAK-Gesundheit: from €145.52 per month

Health Insurance (Statutory)

CareConcept - Care Student: from €101.54 per month

Providers with escrow accounts via payment providers

Escrow account via French payment provider (Lemonway SAS)

available worldwide

€ 241

Total amount for 12 months (incl. mandatory buffer)

Visa-ready Package

(Additional offers by Edubao)

Health Insurance (Statutory)

DAK-Gesundheit: (no pricing info)

Health Insurance (Statutory)

AOK: (depending on the local AOK branch)

Health Insurance (Private)

MAWISTA Student: from €28 per month

Escrow account via French payment provider (OuiTrust)

available worldwide

€ 227

Total amount for 12 months (incl. recommended buffer)

Providers that don't offer any accounts anymore

Escrow account via French payment provider (Lemonway SAS)

no more blocked accounts

Visa-ready Package

(All-OK Package)

Health Insurance (Statutory)

AOK: (depending on the local AOK branch)

Free Travel Health Insurance

Escrow account via French payment provider (Lemonway SAS)

no more blocked accounts

Escrow account via French payment provider (Lemonway SAS)

no more blocked accounts

Visa-ready Package

(Coracle Prime)

Health Insurance (Statutory)

AOK: (depending on the local AOK branch)

Health Insurance (Statutory)

Barmer: €146.29-€151.42 per month

Health Insurance (Statutory)

TK: €139.11-€144.24 per month

Free Travel Health Insurance

German partner bank (Deutsche Bank)

no more blocked accounts

Escrow Model (Lemonway SAS)

no more blocked accounts

own British bank (ICICI Bank)

no more blocked accounts

Offline providers (only available in Germany)

German partner bank (Sparkasse)

Offline provider

available only in Germany (after arrival)

German partner bank (Volksbanken)

Offline provider

available only in Germany (after arrival)

How to open a Blocked account as a citizen of New Caledonia - in 7 Steps

Opening a blocked account as a student from New Caledonia is 100% possible online and only takes a few minutes. Paying the blocked amount into the account, on the other hand, can take a few working days - unless you use a credit card (as offered by some service providers).

Find all providers in our list and compare them.

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This process takes only approx. 10 minutes (depending on the provider).

This international transfer may take several days (depending on your local bank at home).

This official document released by the provider is required for your visa application.

Once you arrive in Germany, activate your account.

This additional bank account is where the monthly payouts will be transferred to.

Every month you can transfer up to € 992 to your current account.

Pros & Cons of a Blocked Account

Some New Caledonian students wonder if they should actually opt for the blocked account - given the considerable amount they need to deposit. Here is why the pros strongly outbalance the cons:

Pros of a Blocked Account for New Caledonian Students

Cons of a Blocked Account for New Caledonian Students

The blocked account is by far the best proof of financial resources.

Alternatives to Blocked Accounts for New Caledonian Students

The German Law defines four alternative proofs of financial resources:

A document of your parent’s income and financial status

⚠️ This proof leaves room for interpretation by the visa officer, which could negatively impact your visa chances.

A qualifying scholarship (e.g. DAAD, Adenauer Foundation)

⚠️ Only specific types of scholarships are accepted as proof. Those scholarships are extremely competitive and have bureaucracy-heavy application procedures.

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Verpflichtungserklärung (Declaration of commitment)

⚠️ This document requires a (trustworthy) relative or friend in Germany and leaves room for interpretation to the visa officer - which could harm your visa chances.

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A bank guarantee by a financial institution in Germany

⚠️ This takes much longer than the blocked account and gives the visa officer a lot of room for interpretation, increasing the chances of the visa rejection.

All these alternatives have several downsides. With the blocked account, you can plan and have the best chances of applying.

Further info: read our article German Blocked Account Alternatives

Country-specific information for New Caledonia

The blocked account information on this page (amounts, availability of providers etc.) depend on your nationality. Please make sure to select the relevant country.