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Blocked Account Germany for Nepalese Students (2026/27)
Your quick guide to securing a blocked account for your German student visa.
Compare all German Blocked Accounts 2026/27
At least 8 companies currently offer blocked accounts. You can find them all listed in our database.
What is a Blocked Account (Sperrkonto) for Nepalese Students?
A blocked account is a special bank account required by German immigration authorities for visa applicants from Nepal. It proves you have sufficient funds to support yourself during your stay in Germany.
Further info: read our article German Blocked Account Amount
Student Transfers the required amount to the blocked account. The amount depends on the planned duration of the stay.
Bank 1 Blocked account
Blocked Amount
โฌ 11,904
(e.g. for 12 months)
Bank 2Current account
Monthly Payouts
max. โฌ 992
Blocking Confirmation This document is needed for the visa application and will be issued automatically by the blocked account provider.
German Blocked Account
Amount for Nepaleses in 2026/27
Amount for Nepaleses in 2026/27
The German blocked account amount for 2026 is โฌ 992 per month and โฌ 11,904 per year (approx. NPR 176,658.92 and NPR 2,119,907.04) for the citizens of Nepal.
The amount will continue to be 992 euros in 2027 (NPR 176,658.92).
The amount is bound to the German Federal Training Assistance Act (BAfรถG) and is usually updated every 1-2 years.
Further info: read our article German Blocked Account Amount
โฌ 992/ per month
Approx. NPR 176,658.92
Blocked Account Amount for 2026
โฌ 992/ per month
Approx. NPR 176,658.92
Blocked Account Amount for 2027
Valid from January 1, 2027
Further info: read our article German Blocked Account Amount
Calculate Your Personal Blocked Account Amount
Your country: = โฌ 11,904 (NPR 2,119,907.02)
Required Blocked Amount
The amounts on the right vary depending on the provider. The values are shown for the most popular provider.
Blocked Account buffer
none
Initial set-up fee
+ โฌ 159
+ NPR 28,315.29
Monthly fee
+ โฌ 9.90
+ NPR 1,763.03
= โฌ 12,072.90 (NPR 2,149,985.34)Your Total Blocked Account
This exchange rate may increase in the future.
Fix this exchange rate for 24 hours - with Fintiba.
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Blocked Account Finder: Compare all providers for Nepalese Students
Sort by:
Providers with direct partner bank
Banco alemรกn 
available worldwide 
Highest Security Level โฌ 277.80
Total amount for 12 months (no se requiere bรบfer)
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#1 in Germany
Visa-ready Package
(Fintiba Plus)
Health Insurance (Statutory)
Barmer: 135,17 โฌ al mes
N.ยบ 1 en mejor servicio para estudiantes (Focus Money Magazine 16/2024)
Health Insurance (Private)
Mawista: Desde 25 โฌ al mes
Seguro mรฉdico de viaje gratuito (por valor de 95,00 โฌ)
Banco belga 
available worldwide โฌ 249
Total amount for 12 months (incl. bรบfer obligatorio)
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#2 in Germany
Visa-ready Package
(Expatrio Value Package)
Health Insurance (Statutory)
TK: 139,11-144,24 euros al mes
Health Insurance (Private)
DR-Walter, Ottonova: desde 33โฌ/129โฌ al mes
Seguro mรฉdico de viaje gratuito (por valor de 95,00 โฌ)
Banco vietnamita 
available worldwide โฌ 208.80
Total amount for 12 months (incl. bรบfer recomendado)
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Visa-ready Package
(CareConcept Krankenversicherung)
Health Insurance (Statutory)
DAK-Gesundheit: desde 111,32 โฌ al mes
Health Insurance (Statutory)
Concepto de atenciรณn - Atenciรณn al estudiante: desde 69,62 โฌ al mes
Providers with escrow accounts via payment providers
Cuenta de depรณsito en garantรญa a travรฉs de un proveedor de pagos francรฉs (Lemonway SAS)
available worldwide โฌ 241
Total amount for 12 months (incl. bรบfer obligatorio)
Visa-ready Package
(Additional offers by Edubao)
Health Insurance (Statutory)
DAK-Gesundheit: (sin informaciรณn de precios)
Health Insurance (Statutory)
AOK: (sin informaciรณn de precios)
Health Insurance (Private)
MAWISTA Estudiante: desde 25 โฌ al mes
Cuenta de depรณsito en garantรญa a travรฉs de un proveedor de pagos francรฉs (OuiTrust)
available worldwide โฌ 227
Total amount for 12 months (incl. bรบfer recomendado)
Providers that don't offer any accounts anymore
Cuenta de depรณsito en garantรญa a travรฉs de un proveedor de pagos francรฉs (Lemonway SAS)
no more blocked accounts Visa-ready Package
(All-OK Package)
Health Insurance (Statutory)
AOK: (dependiendo de la sucursal local de AOK)
Seguro mรฉdico de viaje gratuito
Cuenta de depรณsito en garantรญa a travรฉs de un proveedor de pagos francรฉs (Lemonway SAS)
no more blocked accounts Cuenta de depรณsito en garantรญa a travรฉs de un proveedor de pagos francรฉs (Lemonway SAS)
no more blocked accounts Visa-ready Package
(Coracle Prime)
Health Insurance (Statutory)
AOK: (dependiendo de la sucursal local de AOK)
Health Insurance (Statutory)
BARMER: desde 146,29 โฌ al mes
Health Insurance (Statutory)
TK: desde 139,11 โฌ al mes
Seguro mรฉdico de viaje gratuito
Banco asociado alemรกn (Deutsche Bank)
no more blocked accounts Modelo de depรณsito en garantรญa (Lemonway SAS)
no more blocked accounts 
tu propio banco britรกnico (ICICI Bank)
no more blocked accounts Offline providers (only available in Germany)
Banco asociado alemรกn (Sparkasse)
Offline provider
available only in Germany (after arrival) Banco asociado alemรกn (Volksbanken)
Offline provider
available only in Germany (after arrival) How to open a Blocked account as a citizen of Nepal - in 7 Steps
Opening a blocked account as a student from Nepal is 100% possible online and only takes a few minutes. Paying the blocked amount into the account, on the other hand, can take a few working days - unless you use a credit card (as offered by some service providers).
Video Course
How To Get Your German Student Visa Application Done โ Quickly and Stress-Free
27 videos
incl. Checklist + PDF + Template
1
Select your favourite providerFind all providers in our list and compare them.
2
Open your blocked account onlineThis process takes only approx. 10 minutes (depending on the provider).
3
Transfer the blocked account amountThis international transfer may take several days (depending on your local bank at home).
4
Receive the blocking confirmationThis official document released by the provider is required for your visa application.
5
Activate the blocked accountOnce you arrive in Germany, activate your account.
6
Open a (free) current accountThis additional bank account is where the monthly payouts will be transferred to.
7
Start the monthly payoutsEvery month you can transfer up to โฌ 992 to your current account.
Pros & Cons of a Blocked Account
Some Nepalese students wonder if they should actually opt for the blocked account - given the considerable amount they need to deposit. Here is why the pros strongly outbalance the cons:
Pros of a Blocked Account for Nepalese StudentsAccepted by the German Federal Foreign Office & all German embassies worldwideBest visa acceptance rate100% onlineFast (opening in 10 mins)Safe (deposit protection)Makes your financial planning easySmall fees
Cons of a Blocked Account for Nepalese StudentsYou need to have the full required amount upfront (currently โฌ 11,904 for 12 months)The blocked account is by far the best proof of financial resources.
Alternatives to Blocked Accounts for Nepalese Students
The German Law defines four alternative proofs of financial resources:
A document of your parentโs income and financial status
โ ๏ธ This proof leaves room for interpretation by the visa officer, which could negatively impact your visa chances.
A qualifying scholarship (e.g. DAAD, Adenauer Foundation)
โ ๏ธ Only specific types of scholarships are accepted as proof. Those scholarships are extremely competitive and have bureaucracy-heavy application procedures.
Verpflichtungserklรคrung (Declaration of commitment)
โ ๏ธ This document requires a (trustworthy) relative or friend in Germany and leaves room for interpretation to the visa officer - which could harm your visa chances.
A bank guarantee by a financial institution in Germany
โ ๏ธ This takes much longer than the blocked account and gives the visa officer a lot of room for interpretation, increasing the chances of the visa rejection.
All these alternatives have several downsides. With the blocked account, you can plan and have the best chances of applying.
Further info: read our article German Blocked Account Alternatives
Country-specific information for Nepal The blocked account information on this page (amounts, availability of providers etc.) depend on your nationality. Please make sure to select the relevant country.
German Embassy Kathmandu
Blocked Account Germany Infos for other countries: