🔒 Blocked Account Germany For Indian Students 🇮🇳

Blocked Account Germany for Indian Students (2026/27)

Your quick guide to securing a blocked account for your German student visa.

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Compare all German Blocked Accounts 2026/27

At least 8 companies currently offer blocked accounts. You can find them all listed in our database.

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What is a Blocked Account (Sperrkonto) for Indian Students?

A blocked account is a special bank account required by German immigration authorities for visa applicants from India. It proves you have sufficient funds to support yourself during your stay in Germany.

Further info: read our article German Blocked Account Amount

Calculate your amount

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Transfers the required amount to the blocked account. The amount depends on the planned duration of the stay.

Blocked Amount

€ 11,904

(e.g. for 12 months)

Monthly Payouts

max. € 992

This document is needed for the visa application and will be issued automatically by the blocked account provider.

German Blocked Account
Amount for Indians in 2026/27

The German blocked account amount for 2026 is € 992 per month and € 11,904 per year (approx. INR 110,426.54 and INR 1,325,118.48) for the citizens of India.

The amount will continue to be 992 euros in 2027 (INR 110,426.54).

The amount is bound to the German Federal Training Assistance Act (BAföG) and is usually updated every 1-2 years.

Further info: read our article German Blocked Account Amount

€ 992/ per month

Approx. INR 110,426.54

Blocked Account Amount for 2026

€ 992/ per month

Approx. INR 110,426.54

Blocked Account Amount for 2027

Valid from January 1, 2027

Further info: read our article German Blocked Account Amount

= € 11,904 (INR 1,325,118.46)

Required Blocked Amount

The amounts on the right vary depending on the provider. The values are shown for the most popular provider.

Blocked Account buffer

none

Initial set-up fee

+ € 159

+ INR 17,699.41

Monthly fee

+ € 9.90

+ INR 1,102.04

= € 12,072.90 (INR 1,343,919.91)

Your Total Blocked Account

Blocked Account Finder: Compare all providers for Indian Students

Show Visa-ready Package

I'm 30 years or older

Show only direct providers with a German partner bank

exclude escrow accounts

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Providers with direct partner bank

Немецкий банк

available worldwide

Highest Security Level

€ 277.80

Total amount for 12 months (Буфер не требуется)

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4.9

1100+ Google reviews

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#1 in Germany

Visa-ready Package

(Fintiba Plus)

Health Insurance (Statutory)

Бармер: 135,17 евро в месяц

#1 Лучший сервис для студентов (Focus Money Magazine 16/2024)

Health Insurance (Private)

Мависта: От €25 в месяц

Бесплатная медицинская страховка для путешественников (стоимостью 95,00 евро)

Бельгийский банк

available worldwide

€ 249

Total amount for 12 months (Включая обязательный буфер)

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4.2

1150+ Google reviews

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#2 in Germany

Visa-ready Package

(Expatrio Value Package)

Health Insurance (Statutory)

TK: €139,11-€144,24 в месяц

Health Insurance (Private)

ДР-Вальтер, Оттонова: от €33/€129 в месяц

Бесплатная медицинская страховка для путешественников (стоимостью 95,00 евро)

Вьетнамский банк

available worldwide

€ 208.80

Total amount for 12 months (Включая рекомендуемый буфер)

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Advertising

Visa-ready Package

(CareConcept Krankenversicherung)

Health Insurance (Statutory)

DAK-Gesundheit: от 111,32 евро в месяц

Health Insurance (Statutory)

CareConcept - Студент по уходу: От 69,62 евро в месяц

Providers with escrow accounts via payment providers

Эскроу-счет через французского платежного провайдера (Lemonway SAS)

available worldwide

€ 241

Total amount for 12 months (Включая обязательный буфер)

Visa-ready Package

(Additional offers by Edubao)

Health Insurance (Statutory)

DAK-Gesundheit: (Информация о ценах отсутствует)

Health Insurance (Statutory)

AOK: (Информация о ценах отсутствует)

Health Insurance (Private)

Студентка МАВИСТА: От €25 в месяц

Эскроу-счет через французского платежного провайдера (OuiTrust)

available worldwide

€ 227

Total amount for 12 months (Включая рекомендуемый буфер)

Providers that don't offer any accounts anymore

Счет условного депонирования через французского платежного провайдера (Lemonway SAS)

no more blocked accounts

Visa-ready Package

(All-OK Package)

Health Insurance (Statutory)

AOK: (зависит от местного отделения AOK)

Бесплатная медицинская страховка для путешествий

Эскроу-счет через французского платежного провайдера (Lemonway SAS)

no more blocked accounts

Эскроу-счет через французского платежного провайдера (Lemonway SAS)

no more blocked accounts

Visa-ready Package

(Coracle Prime)

Health Insurance (Statutory)

AOK: (в зависимости от местного отделения AOK)

Health Insurance (Statutory)

БАРМЕР: от 146,29 евро в месяц

Health Insurance (Statutory)

TK: от 139,11 евро в месяц

Бесплатная медицинская страховка для путешествий

Немецкий банк-партнер (Deutsche Bank)

no more blocked accounts

Модель эскроу (Lemonway SAS)

no more blocked accounts

собственный британский банк (ICICI Bank)

no more blocked accounts

Offline providers (only available in Germany)

Немецкий банк-партнер (Sparkasse)

Offline provider

available only in Germany (after arrival)

Немецкий банк-партнер (Volksbanken)

Offline provider

available only in Germany (after arrival)

How to open a Blocked account as a citizen of India - in 7 Steps

Opening a blocked account as a student from India is 100% possible online and only takes a few minutes. Paying the blocked amount into the account, on the other hand, can take a few working days - unless you use a credit card (as offered by some service providers).

Find all providers in our list and compare them.

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This process takes only approx. 10 minutes (depending on the provider).

This international transfer may take several days (depending on your local bank at home).

This official document released by the provider is required for your visa application.

Once you arrive in Germany, activate your account.

This additional bank account is where the monthly payouts will be transferred to.

Every month you can transfer up to € 992 to your current account.

Pros & Cons of a Blocked Account

Some Indian students wonder if they should actually opt for the blocked account - given the considerable amount they need to deposit. Here is why the pros strongly outbalance the cons:

Pros of a Blocked Account for Indian Students

Cons of a Blocked Account for Indian Students

The blocked account is by far the best proof of financial resources.

Alternatives to Blocked Accounts for Indian Students

The German Law defines four alternative proofs of financial resources:

A document of your parent’s income and financial status

⚠️ This proof leaves room for interpretation by the visa officer, which could negatively impact your visa chances.

A qualifying scholarship (e.g. DAAD, Adenauer Foundation)

⚠️ Only specific types of scholarships are accepted as proof. Those scholarships are extremely competitive and have bureaucracy-heavy application procedures.

→ More Info

Verpflichtungserklärung (Declaration of commitment)

⚠️ This document requires a (trustworthy) relative or friend in Germany and leaves room for interpretation to the visa officer - which could harm your visa chances.

→ More Info

A bank guarantee by a financial institution in Germany

⚠️ This takes much longer than the blocked account and gives the visa officer a lot of room for interpretation, increasing the chances of the visa rejection.

All these alternatives have several downsides. With the blocked account, you can plan and have the best chances of applying.

Further info: read our article German Blocked Account Alternatives

Country-specific information for India

The blocked account information on this page (amounts, availability of providers etc.) depend on your nationality. Please make sure to select the relevant country.