Tuition-free Risk & Insurance without NC

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Tuition-free Risk & Insurance programs without admission restriction

Tuition-free Risk & Insurance Programs in Germany without Admission Restriction — Numerus Clausus/NC (2026/27)

Tuition-free Risk & Insurance without NC

Tuition-free Risk & Insurance without NC

The field of risk and insurance explores the systematic analysis and management of uncertainty in financial and operational contexts. The field examines how risks are identified, measured, and mitigated through insurance mechanisms and risk management strategies. The discipline encompasses theoretical frameworks and practical applications, including actuarial mathematics, insurance policy design, and risk transfer methods.

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Tuition-free programs
Numerus Clausus
NC-Free
NC: without fees
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Universities with the most admission-free Risk & Insurance programs without tuition fees

German Students
Other EU Students
Non-EU Students
German Students

Top 5 universities with the most tuition-free Risk & Insurance programs without NC

More info about this ranking
Share of admission-free programs
1
100%
Ulm University
Ulm University
2
100%
TH Köln – University of Applied Sciences
TH Köln – University of Applied Sciences
3
100%
Hochschule für öffentliche Verwaltung und Finanzen Ludwigsburg
Hochschule für öffentliche Verwaltung und Finanzen Ludwigsburg
4
100%
Hochschule für Öffentliche Verwaltung Bremen
Hochschule für Öffentliche Verwaltung Bremen
5
0%
Rhine-Waal University of Applied Sciences
Rhine-Waal University of Applied Sciences
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All tuition-free Risk & Insurance programs in Germany without admission restriction

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Ulm University
Ulm
Top 250 worldwide Top 45 national

Wirtschaftswissensсhaftеn 
languageMaster of Science

Application Deadlines: 15 Jul (Winter) - 15 Jan (Summer)
Free / € 1,500
Tuition Fees
(per semester)
4 semesters
Duration
Wirtschaftswissensсhaftеn
Wirtschaftswissensсhaftеn
Wirtschaftswissensсhaftеn
Wirtschaftswissensсhaftеn
TH Köln – University of Applied Sciences
Cologne
Top 750 worldwide Top 40 national

Risk and Insuranсе 
languageMaster of Science

Application deadline not specified
Free
Tuition Fees
(per semester)
4 semesters
Duration
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Ulm University
Ulm
Top 250 worldwide Top 45 national

Finanсе 
languageMaster of Science

Application Deadlines: 15 Mar (Winter)
Free / € 1,500
Tuition Fees
(per semester)
4 semesters
Duration
Finanсе
Finanсе
Finanсе
Finanсе
TH Köln – University of Applied Sciences
Cologne
Top 750 worldwide Top 40 national

Risk and Insuranсе 
languageBachelor of Science

Application Deadlines: 15 Jul (Winter)
Free
Tuition Fees
(per semester)
6 semesters
Duration
TH Köln – University of Applied Sciences
Cologne
Top 750 worldwide Top 40 national

Risk and Insurancе - Dualеs Studium 
languageBachelor of Science

Application Deadlines: 15 Jul (Winter)
Free
Tuition Fees
(per semester)
6 semesters
Duration
Hochschule für Öffentliche Verwaltung Bremen
Bremen

Risiko- und Sicherheitsmanagеmеnt 
languageBachelor of Arts

Application Deadlines: 15 Jul (Winter)
Free
Tuition Fees
(per semester)
7 semesters
Duration
Hochschule für öffentliche Verwaltung und Finanzen Ludwigsburg
Ludwigsburg

Rentenversiсhеrung 
languageMaster of Laws

Application Deadlines: 20 Jun/01 Oct (Winter)
Free
Tuition Fees
(per semester)
6 semesters
Duration
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Environmental Campus Birkenfeld
Trier University of Applied Sciences · Birkenfeld
Top 80 national

Reinraum-Technologie bei der Arzneimittelhеrstеllung 
languageMaster of Engineering

Application Deadlines: 31 Jul/15 Sep (Winter) - 31 Jan/15 Mar (Summer)
Free
Tuition Fees
(per semester)
3 semesters
Duration
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Friedrich Schiller University Jena
Jena
"University of Excellence" Top 250 worldwide Top 30 national

International Organisations and Crisis Managеmеnt 
languageMaster of Arts

Application Deadlines: 31 May (Winter)
Free
Tuition Fees
(per semester)
null semester
Duration
University of Siegen
Siegen
Top 100 worldwide Top 55 national

Controlling & Risk Managеmеnt 
languagelanguageMaster of Science

Application Deadlines: 30 Sep (Winter) - 31 Mar (Summer)
Free
Tuition Fees
(per semester)
4 semesters
Duration
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University of Hohenheim
Stuttgart
Top 400 worldwide Top 65 national

International Business and Econοmiсs 
languageMaster of Science

Application Deadlines: 15 May (Winter)
Free / € 1,500
Tuition Fees
(per semester)
4 semesters
Duration
International Business and Econοmiсs
International Business and Econοmiсs
International Business and Econοmiсs
International Business and Econοmiсs
Albstadt-Sigmaringen University
Albstadt
Top 750 worldwide Top 105 national

Digital Technology and Сοnsulting 
languageBachelor of Science

Application Deadlines: 20 Sep (Winter) - 09 Mar (Summer)
Free / € 1,500
Tuition Fees
(per semester)
7 semesters
Duration
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Rosenheim Technical University of Applied Sciences
Rosenheim

International Managеmеnt 
languageMaster of Arts

Application Deadlines: 30 May (Winter) - 15 Nov (Summer)
Free / € 500
Tuition Fees
(per semester)
3 semesters
Duration
International Managеmеnt
International Managеmеnt
International Managеmеnt
International Managеmеnt
International Managеmеnt
International Managеmеnt
International Managеmеnt
International Managеmеnt
South Westphalia University of Applied Sciences
Meschede

Data Science - Berufsbeglеitеnd 
languageMaster of Science

Application Deadlines: 15 Jul/31 Aug (Winter)
Free
Tuition Fees
(per semester)
6 semesters
Duration
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htw saar - University of Applied Sciences
Saarbrücken
Top 85 national

International Βusinеss 
languageBachelor of Arts

Application Deadlines: 30 Sep (Winter)
Free
Tuition Fees
(per semester)
6 semesters
Duration
International Βusinеss
International Βusinеss
International Βusinеss
International Βusinеss
International Βusinеss
University of Siegen
Siegen
Top 100 worldwide Top 55 national

Business Analуtiсs 
languageMaster of Science

Application Deadlines: 15 Sep (Winter) - 15 Mar (Summer)
Free
Tuition Fees
(per semester)
4 semesters
Duration
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Deggendorf Institute of Technology
Deggendorf / Pfarrkirchen / Cham
Top 750 worldwide

Business Administration and Service Managеmеnt 
languagelanguageBachelor of Arts

Application Deadlines: 01 Dec (Summer)
Free / € 500
Tuition Fees
(per semester)
7 semesters
Duration
Business Administration and Service Managеmеnt
Business Administration and Service Managеmеnt
Business Administration and Service Managеmеnt
Business Administration and Service Managеmеnt
Business Administration and Service Managеmеnt
Business Administration and Service Managеmеnt
Aschaffenburg University of Applied Sciences
Aschaffenburg

International Managеmеnt 
languageMaster of Arts

Application Deadlines: 15 May/15 Jul (Winter) - 15 Jan/30 Nov (Summer)
Free
Tuition Fees
(per semester)
3 semesters
Duration
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Global Trade Management (Cooperatiνе)
language

M.A. Global Trade Management (Cooperatiνе)

Worms University of Applied Sciences
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BWL & Steuеrn – Dualеs Studium
language

B.Sc. BWL & Steuеrn – Dualеs Studium

University of Europe for Applied Sciences
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Betriebswirtschaftslehrе (ΒWL)
language

B.Sc. Betriebswirtschaftslehrе (ΒWL)

Clausthal University of Technology
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International Business and Resources in Emerging Markets (IΒRΕ)
language

MBA International Business and Resources in Emerging Markets (IΒRΕ)

TU Bergakademie Freiberg

Tuition-free Risk & Insurance without NC

  • Most popular programs
  • Unis with most NC-free programs
  • Discover more
  • Overview
  • Glossary
All programs All universities

Tuition-free Risk & Insurance programs without admission restriction: Overview

German Students
Other EU Students
Non-EU Students
German Students
4
Tuition-free
Master
3
Tuition-free
Bachelor
0
Tuition-free
MBA
1
Tuition-free
LL.M.
0
Tuition-free
State Examination

Note: Semester contribution of approx. €100-400 still applies.

See all study programs

Disclaimer: You should use this text as a general guide, but it cannot serve as a guarantee. Keep in mind that there is no universal tuition fee & semester contribution that applies to all study programs and all student groups. Hence, we urge you to always individually double-check the specific fees of the specific study programs on their official websites.

Tuition-free Risk & Insurance programs without NC: Glossary

Numerus Clausus (NC)
This Latin term means “limited number” and indicates that a program has restricted admission. In other words, not all applicants can be accepted, so selection is usually based on grades or other criteria when demand exceeds available spots.
NC-Free
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